Licensing built around capability maturity.
HeyCentric licensing is structured around capability maturity. Organisations activate the level required for their operational complexity, from digital payment collection to full financial alignment, governance, and embedded integrations. Licensing is designed to scale as income operations evolve.
Core Platform
Digital collection & allocation
Recommended
Full orchestration & governance
Full Scale
Unlimited orchestration & analytics
Licensing reflects operational depth.
Gives income teams one place to collect and see every payment, across every channel, with a consistent experience for payers regardless of how they pay. Bank payouts are matched against payment records automatically, so discrepancies surface immediately rather than during manual review.
Adds the operational layer most income teams are missing. Bank files and settlement data can be imported and matched. Income is allocated and reallocated across departments and cost centres with full traceability. Disputes are managed within the platform. ERP and debt management systems are updated in real time at the point of payment, not by file hours later.
For organisations that need the full orchestration layer. Payments initiated directly inside existing CRMs. Financial rules generate GL, AR, and AP outputs automatically. The Insights Dashboard surfaces fees, refund likelihood, and chargeback risk by income stream. Fraud alerts and dispute notifications arrive in real time via Stripe Radar.
One platform. Three tiers.
Each tier builds on the one before it. The right starting point depends on how your income operations work today and how far you need to extend them.
PCI DSS and ISO 27001 aligned across infrastructure and the software development lifecycle.
Essentials
A unified system of record and modern payment capture across every channel.
What's Included
- Revenue code and income stream configuration
- Role-based access controls aligned with organisational hierarchy
- One system of record for every payment across every channel
- Online payments via cards, wallets, and open banking, powered by Stripe
- Pay By Link for payment requests sent directly to payers
- Virtual bank reconciliation, matching bank payouts against all digital payment records automatically
- Refunds management with full audit trail
- Real-time income view across all channels and transactions
- Core data sync including account balances and GL exports
Available as add-ons
- In-person terminal payments via Stripe Terminals
- Customer self-service portal
- IVR self-service and agent-assisted telephony
- Subscriptions and payment plan management
Professional
Structured allocation, continuous reconciliation, and real-time ERP and debt system integration.
Everything in Essentials, plus
- In-person payments via Stripe Terminals, chip and PIN and mobile receipting
- Automatic and manual income allocation and reallocation across departments and cost centres
- Bank file import, ingestion, and matching
- Continuous reconciliation across payment channels and bank files
Available as add-ons
- Customer self-service portal
- IVR self-service and agent-assisted telephony
- Subscriptions and payment plan management
Enterprise
The full orchestration layer. Every system connected. Every payment governed end to end.
Everything in Professional, plus
- Customer self-service portal
- IVR self-service and agent-assisted telephony via Twilio, routed through Stripe
- Embedded payments inside CRMs via API
- Subscriptions, recurring billing, and payment plan management
- Configurable finance rules engine generating GL, AR, and AP entries automatically
- Finance data management including AR, AP, and customer records
- Advanced ERP and debt management integration including AP and AR data
- Insights Dashboard with fees, refund likelihood, and chargeback risk by income stream
- Real-time fraud alerts and anomaly detection
- Full payment lifecycle history for audit and compliance review
Not sure where to start?
Tell us what you are trying to solve. We will show you how HeyCentric handles it.